South Carolina Ranks In Top 10 Highest Auto Insurance States 2022

SC ranks in top 10 highest staes for auto insurance 2022
Most expensive:
Michigan $2,858
New York $2,321
Rhode Island $2,321
Louisiana $2,206
Georgia $2,127
Nevada $2,091
Delaware $2,020
Florida $2,020
South Carolina $1,955
Maryland $1,948
Least expensive:
Hawaii $824
North Carolina $924
Maine $945
Vermont $945
Idaho $953
New Hampshire $953
Indiana $1,017
Ohio $1,031
Wisconsin $1,060
South Dakota $1,074

SC ranks in top 10 highest staes for auto insurance 2022

Of course, the exact amount you pay is based on a variety of factors, including your car’s make and model, your coverage choices, as well as things like your driving record and, sometimes, even your credit score.

Location also matters. The most expensive state for car insurance is Michigan, at an average of $2,858 a year, followed by New York and Rhode Island, both averaging $2,321 annually, according to Insurify.

The least expensive state is Hawaii, with an average yearly layout of $824. North Carolina ($924) and Maine and Vermont (both average $945) are right behind that.

Additionally, if you live in an urban area, you’ll pay more on average ($1,666 yearly) compared with drivers in rural spots ($1,472 a year). Also, a single prior traffic offense can push your premiums up by an average of 35%, the research shows.

There are ways to reduce what you pay, beyond dropping parts of your coverage or increasing your deductibles.

For instance, bundling — i.e., getting both auto and homeowners insurance from the same provider — can save you an average of 8% yearly, according to Insurify. Or, if you are a member of the military, you could save 2.2%. And if you take a driver safety training course as an older American, you could save as much as 15.2%.

To learn more great ways to save on car and home insurance talk with one of our insurance shopping experts.