Car Insurance

Why Do You Need Car Insurance in South Carolina?

The primary reason you need car insurance is that South Carolina requires at least a minimum level of coverage in order to legally operate a vehicle on their roads. This is to protect you and other drivers by covering your liability in the event of a crash. Next to your home, you car is likely your next most expensive piece of property. Replacing a car immediately after a car out of pocket is impossible for most people. But with car insurance, you can pay a little each month up front so that if you are in an accident, you will be able to get your car repaired or a new car soon. That’s not even mentioning that you may be injured in a car crash and require expensive short-term care and even long term care like physical therapy. A car insurance policy would cover these added expenses and prevent you from facing financial ruin without insurance.

Driving around town can be scary at times with all the inattentive, reckless and inexperienced drivers you must share the road with. Car insurance gives you the peace of mind that if you ever become the victim of one of these awful drivers, you are covered. As we know, following traffic laws, paying close attention to the road and your surrounds as you drive and maintaining your vehicle are not enough to guarantee you will not be in an accident with someone who is distracted or careless. Driving is largely unpredictable, but a good car insurance policy protects you from all imaginable scenarios.