Where To Find An Insurance Agency Near Me In Irmo

Insurance Shopping Experts are independent agents in Irmo SC representing a variety of insurers and coverage types. An independent agent is an insurance agent that sells insurance policies provided by several different insurance carriers, rather than just a single insurance company. The independent agent acts as a middleman to connect insurance buyers and sellers in order to facilitate a transaction. Independent agents receive commissions for the policies that they sell and are not considered employees of any specific insurance company.

An independent agent may be compared with a captive agent, who can only sell the products of the company they work for.

What’s the difference between an insurance company and an insurance agency in Irmo?

The biggest difference between an Insurance Company and an Insurance Agency is the responsibilities to the insured they represent respectively. An insurance company is the financial institution that is issuing the insurance policy to cover the risk. The insurance company has the financial responsibilities detailed in the contract of insurance. The insurance agency is the responsibility of marketing and servicing the insurance policies. The insurance agency is your local organization where your insurance agent is contracted and works out of in Irmo SC.

Who is the best insurance agency in Irmo SC?

Insurance Shopping Experts is an independent insurance agency located in Irmo SC. We have decades of experience matching clients with the proper insurance policy and rate for their unique situation. We consider ourselves the best insurance agency in Irmo because of our ability to create and maintain long lasting relationships with our clients over several decades. Yes we find the best insurance rates, it is our top goal to create long lasting relationships with our customers. We are the best place to find great rates and get answers to your insurance question in the Irmo SC area.

What is the purpose of an insurance agency?

An insurance agency — sometimes called an insurance agent — is an individual or company authorized by a carrier to sell the insurer's products in exchange for compensation. Agents are regulated by the laws of the state in which they work.